Emin Aliyev

As a SME Loan analyst with over two years of experience in the banking industry, I have developed a strong track record of success in analyzing financial data and making decision based on financial reporting of clients. I have a passion for problem-solving and am always looking for ways to optimize financial performance.
A dedicated SME loan analyst with a background in financial analysis, I am excited to take my career to the next level in financial field. In preparation for the CFA exam, I am committed to gaining a deeper understanding of financial markets and investment analysis. With experience in credit risk assessment and financial statement analysis, I am equipped with the analytical skills necessary to thrive in a fast-paced financial environment.
According to the points I mentioned above, I am confident that I can make a valuable contribution to any financial analysis team.

− Evaluating clients’ financial statement and credit data in order to determine the degree of risk involved in lending; − Assigning internal rating to the clients based on their financial performance and qualitative characteristics; 

− Writing Memorandums about the degree of risk in lending money to clients and presenting the results in Comitees.

Financial Accounting: I have learned how to create and analyze financial statements, including balance sheets, income statements, and cash flow statements.

Investments: I have learned how to analyze and manage investment portfolios, including stocks, bonds, and other assets.

Financial Markets and Institutions: I have learned about the workings of financial markets and institutions, including the stock market, bond market, and banking system.

Overall, my finance education have provided me with a solid understanding of financial concepts and tools, as well as the ability to apply them to real-world situations.